FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Personal Banking
Branch Locations
Find a convenient Madison Valley Bank branch near you
Personal Checking
Madison Valley Bank has account options to fit your individual checking needs so you can live big, your way.
Free Checking
All the basics with unlimited check writing and no minimum balance.
$50 Minimum Initial Deposit
No Minimum Balance Requirement
Unlimited Check Writing and Transactions
Free Basic Online Banking
Free Visa Debit or ATM Card
Regular Checking
All the basics, plus the added convenience of check images returned with monthly statements.
$50 Minimum Initial Deposit
$300 Minimum Balance Requirement
Unlimited Check Writing and Transactions
Cycle Maintenance Charge of $5 and $0.10/check and ACH debit if minimum balance in not maintained
Free Basic Online Banking
Free Visa Debit or ATM Card
Interest Checking
As your account balance grows, so does the interest rate you earn.
$1000 Minimum Initial Deposit
$1000 Minimum Balance Requirement
Unlimited Check Writing and Transactions
Cycle Maintenance Charge of $10 if minimum balance is not maintained
Interest Bearing
Free Basic Online Banking
Free Visa Debit or ATM Card
Freedom Plus Checking
For our customers reaching the prime of their life, age 60 or better.
$50 Minimum Initial Deposit
No Minimum Balance Requirement
Unlimited Check Writing and Transactions
Interest Bearing
Free Freedom Plus Checks (1 box per year)
Free Basic Online Banking
Free Visa Debit or ATM Card
Discounted 3 x 5 Safe Deposit Box
Health Savings Account Checking
A tax-favored account used in conjunction with a qualifying health plan as defined by the IRS. HSA-qualified plans often have lower premiums, offer preventive care benefits, and provide coverage for other healthcare services once your deductible is met. HSA dollars may be used to pay for qualified medical expenses and for expenses that may not be covered by the health plan.
$100 Minimum Initial Deposit
Unlimited Check Writing and Transactions
Cycle Maintenance Charge of $2.50
Interest Bearing
Free Basic Online Banking
Free Visa Debit or ATM Card
Total annual deposits may not exceed maximum allowed
Withdrawals must be for covered medical expenses as defined by IRS Publication 509; Medical and Dental Expenses.
Montana Medical Savings Account Checking
With this Montana Medical Savings checking account, you can save to pay for eligible medical expenses:
$100 Minimum Initial Deposit
$100 Minimum Balance Requirement
Unlimited Check Writing and Transactions
Cycle Maintenance Charge of $1 if minimum balance is not maintained
$4,800 of contributions per individual is exempted from MT Income Tax
Free Basic Online Banking
Free Visa Debit or ATM Card